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Lawyer Reacts | Dave Ramsey and the Righteous Living Lawsuit | The Emily Show Ep 84 bsocially 2 Views • 3 years ago

#DaveRamsey #Lawsuit
Where is the line between behavior your employer can control and behavior that is none of their business? Today I am exploring two lawsuits centered around Financial Guru Dave Ramsey. Dave Ramsey’s company Ramsey Solutions is under fire for having a ‘cult-like workplace environment and firing a pregnant employee for a violation of the company's righteous living policy.

RESOURCES
Former Dave Ramsey Employee Alleges 'Cult-Like' Environment in Lawsuit
https://www.nashvillescene.com..../news/pith-in-the-wi
Dave Ramsey Keeps Offices Open After Staffer Tests Positive for COVID-19
https://www.nashvillescene.com..../news/pith-in-the-wi
Dave Ramsey's 'Religious Cult' Company Fired Worker for COVID Worries—Lawsuit
https://www.newsweek.com/dave-....ramseys-religious-cu
Former employee sues Dave Ramsey’s company for alleged religious discrimination, ‘cult-like’ atmosphere
https://religionnews.com/2021/....04/15/former-employe
Former employee suing Dave Ramsey speaks out for the first time
https://www.wsmv.com/news/form....er-employee-suing-da
A pregnant employee sued Dave Ramsey. Can her case stand up in court?
https://www.deseret.com/faith/....2021/4/22/22384323/d
Employees Have To Follow The Moral Code
https://www.ramseysolutions.co....m/business/employees

VIDEOS MENTIONED IN THIS PODCAST
Rachel Hollis is Authentic AF
https://www.youtube.com/watch?v=yQzOy3Fy2lM
Sephora Sued
https://youtu.be/UfvnRgB01bA

TOPICS
00:00 Welcome
01:24 Podcast Reviews
03:03 Law Nerd Shop
04:15 Road So Far
07:58 Who is Dave Ramsey
15:00 Dave Ramsey's Core Values
32:17 Allegations in the Complaint and Violations
38:11 Emily's Thoughts
49:48 Bloopers

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*This video is not legal advice it is commentary for educational and entertainment purposes. These videos are based on publicly available information unless otherwise stated* - bsocially

Top 10 Videos to Help You During the Coronavirus | The Dave Ramsey Show bsocially 2 Views • 3 years ago

Why I Dislike Dave Ramsey's Advice | Millionaire's Opinion bsocially 2 Views • 3 years ago

This video is going to be very controversial because I know many people love Dave Ramsey. He has changed many lives and helped many people get out of debt. While his advice is good for some, I think it is terrible for others. Watch this video to find out why.

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I first heard about Dave Ramsey in church. They were promoting his course “Financial Peace University” which teaches people how to get out of debt, budget, and build wealth. The course itself has many great lessons. Let me start by talking about the things I like about his teachings:

Get out of bad debt. I totally agree with this. Bad debt would be credit cards, car payments, and anything that doesn’t make you money. That debt is bad and you should get out of it.
Start Saving. You need to learn to live below your means and build wealth. Very practical but powerful advice.

Start and emergency fund. When you start saving, you also should be putting money away in an emergency fund. This will help prepare you for any unknowns that will happen.
Give to God. As a Christian, I believe in tithing. I know some that don’t and that is their opinion. But I agree with Dave here.

That pretty much sums up what I agree with him on. All great things. Now lets talk about what I don’t like.

No credit cards. Credit cards are amazing tools for many reasons. You can get cash back for spending, they help build your credit up, and they give you flexibility to buy something now that you may not have the cash for right this minute. As long as you pay them off quickly, they’re great tools. I would not have been able to build my business without credit cards.

All Debt is Evil. I think there is good debt and bad debt. Bad debt we described as credit cards and car payments. But good debt would be anything that makes you money. My rental properties have debt, but they make me money. That’s a good debt in my opinion.

Rental Properties must be bought in cash. The best part about real estate investing is using the power of leverage. To buy everything cash eliminates the best benefit. So I don’t believe in this.

There are other things I agree and disagree with, but these are the ones that stood out to me the most. I think his advice is good for some people but it could be detrimental to others. If you want to live a safe life and grow wealth very slowly, his advice will work. If you want to accelerate it, then you will need to take on debt. - bsocially

Ramsey+ Review | Is Dave Ramsey's Ramsey Plus Membership Worth It? bsocially 2 Views • 3 years ago

RAMSEY PLUS REVIEW: Is Dave Ramsey's Ramsey+ Membership Worth It? (FPU, Every Dollar, Baby Steps) // In this Ramsey+ review, I break down the three parts of the Ramsey+ membership, including the Financial Peace University app, Every Dollar app, and the Baby Steps app.

Is Ramsey Plus worth it? Ramsey Plus cost may seem pricey at first, but the price of being in debt is even costlier! That’s why in this video I break down the Dave Ramsey baby steps, as well as give a Every Dollar app review and Every Dollar Plus review.

If you’ve read the Dave Ramsey book Total Money Makeover, then you know that getting out of debt should be your number one goal and Ramsey Plus will help get you there!
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? GIVEAWAY CLOSED! Winners are Ben Garseeya and Kelly!
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RESOURCES MENTIONED
✦ Sign up for a free 14-day trial of Ramsey Plus: http://www.morganstradling.com/ramseyplus

WATCH NEXT:
✦ My Every Dollar tutorial (Every Dollar review, EveryDollar app review, EveryDollar plus review): https://youtu.be/8KVSu-DbixQ

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?‍? WORK WITH MORGAN!
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? COME SAY HELLO!
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? TIMESTAMPS
0:00 Broke? Ramsey+ can help
1:06 What is Ramsey Plus?
1:50 Learn
3:15 Budget
4:15 Track
4:58 Other features
6:38 My honest thoughts
8:10 How much does Ramsey Plus cost?
8:45 How to win

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?? ABOUT
Hey there! I'm Morgan Stradling, an ex-corporate girl turned online video coach. I’m passionate about helping entrepreneurs get more clients and make more money through video marketing and social media marketing. Whether it's working with me in my one-on-one business coaching or teaching on YouTube, I'm here to help you launch, grow, and scale your business using video! Be sure to subscribe for new videos every week that will help your business and YouTube channel blow up! ➤➤➤ https://www.morganstradling.com/youtube

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Still reading this? Then write "Freeeeedom!" in the comments!

#daveramsey #ramseyplus #ramsey+ #budgeting #personalfinance #morganstradling

DISCLAIMER: Links in this video description might be affiliate links. If you purchase a product or service using one of these links, I may receive a small commission at no additional cost to you. Thank you!

I’ve been following the Dave Ramsey plan since 2013 and am a really big fan because it’s worked for me. Ramsey Solutions provided me a one-year membership to Ramsey+ in exchange for my honest review. This video is not sponsored and all opinions are my own.

https://youtu.be/ouPxMK4AXkc - bsocially

Heated Debate Between Whole Life Agent and Dave Ramsey bsocially 2 Views • 3 years ago

Don’t waste money on whole life insurance. Get a term life policy today: https://goo.gl/LFpCEj

SUMMARY

In this video, Dave takes a call from Russ, an insurance broker from Salem, MA. Russ calls in to get some clarity on Dave’s principles and specifically discuss some of the life insurance advice that he found on DaveRamsey.com that he doesn’t agree with.

HEATED DEBATE WITH WHOLE LIFE AGENT

Russ’s first point: Insurance brokers do not recommend life insurance as a whole. No two personal situations are the same, with variables changing in everyone’s different lives, so life insurance policies should not be a static entity.

Dave refutes by explaining that it’s not true that no two financial instances are the same because the basic principles of mathematics and personal finance are always consistent. A good example is the use of a credit card—there is no time that using a credit card is a reasonable, responsible choice. The same logic applies to whole life insurance.

Russ’s second point: The cash value of a life insurance policy is not a bad investment. The rate of return gets better as the policy ages, and the premium payments stay the same. Whole life insurance is considered to be a product that’s priced indefinitely.

Twenty-year level term insurance is about 5% of the cost of the same amount of whole life insurance. You don’t need life insurance for your whole life—you should not pay 95% more per month for 60 years! With term life insurance, when you die, your beneficiary gets paid. If you die with whole life insurance, your beneficiary gets paid only the face value even though you’ve paid 20 times that for years!

RESOURCES

Learn the real truth about life insurance here: https://www.daveramsey.com/blo....g/the-truth-about-li

Learn more about whole life vs. term life insurance: https://www.daveramsey.com/blo....g/term-life-vs-whole

Life insurance is NOT an investment. Watch Dave explain: https://www.youtube.com/watch?v=fEXookeA2Ok

THE DAVE RAMSEY SHOW

The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country! Watch video profiles of people just like you as they call in from Ramsey Solutions to do their debt-free scream live. The show streams live on YouTube M–F from 2–5pm ET! Watch here: https://www.youtube.com/channe....l/UC7eBNeDW1GQf2NJQ6

Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch debt-free screams, Dave Rants, guest interviews, and more!

Want to watch FULL episodes of The Ramsey Show? Make sure to go to The Ramsey Show (Full Episodes) at: https://www.youtube.com/c/TheR....amseyShowEpisodes?su

Check out the show at 4pm EST Monday-Friday or anytime on demand. Dave Ramsey and his co-hosts talking about money, careers, relationships, and how they impact your life. Tune in to The Ramsey Show and experience one of the most popular talk radio shows in the country!

Ramsey Network (Subscribe Now!)

• The Ramsey Show (Highlights):
https://www.youtube.com/c/TheR....amseyShow?sub_confir
• The Ramsey Show (Full Episodes): https://www.youtube.com/c/TheR....amseyShowEpisodes?su
• The Dr. John Delony Show: https://www.youtube.com/c/John....Delony?sub_confirmat

• The Rachel Cruze Show: https://www.youtube.com/user/R....achelCruze?sub_confi
• Anthony ONeal: https://www.youtube.com/user/a....onealministries?sub_
• The Ken Coleman Show: https://www.youtube.com/c/TheK....enColemanShow?sub_co
• The Christy Wright Show: https://www.youtube.com/c/Chri....styWright?sub_confir
• EntreLeadership: https://www.youtube.com/c/entr....eleadership?sub_conf - bsocially